SunstarTV Bureau: If you have an account in State Bank of India (SBI), then this will definitely work for you. SBI is giving free insurance up to Rs 2 lakh to its customers. This facility has given by the SBI to the account holders of Jan Dhan Accounts.
Pradhan Mantri Jan Dhan Yojana was started in the year 2014.This scheme ensures access to financial services, banking savings and deposit accounts, credit, insurance, pension to the financially weak people in an affordable way.
On this card, the bank is offering customers the facility of accidental insurance cover up to Rs 2 lakh. With the help of Rupay card, you can withdraw money from the account and can also make purchases.
There is also an option to transfer money from the Basic Savings Account to the Jan Dhan Yojana account. Those who have Jan Dhan Accounts, they can get RuPay PMJDY card from the bank. The sum insured for RuPay PMJDY cards issued on Jan Dhan accounts opened on 28th August 2018 will be get up to Rs 1 lakh. Accidental cover benefit of up to Rs 2 lakh will be available on RuPay cards issued after August 28, 2018.
Know how to claim?
Personal accident policy under this plan also covers an incident outside India. The claim will be paid in Indian Rupees as per the sum insured on submission of required documents. The beneficiary can become a nominee in the account of the cardholder or legal heir as per the order of the court.
If you want to open a new Jan Dhan Account, then you can easily do this work by going to the nearest bank. For this you have to fill a form in the bank. Name, mobile number, bank branch name, applicant’s address, nominee, occupation / employment and annual income and number of dependents, SSA code or ward number, village code or town code, etc will have to be given in it.
